Wednesday, March 18, 2009

Get the Coupon Online, Get it Free in the Store!

So at Kathy’s suggestion that I put together this list, I am sharing it with all of you. These are coupons for quality stuff/lotions/potions that will make great gifts for the people in you life that love to be pampered.


Origin at Macy’s - http://ggpmall.com/crm/2009/%21FebOffers/img/OriginsOffer.jpg


Victoria’s Secret - http://ebm.cheetahmail.com/c/tag/hBJmsL8AcckdyB7f8Cm$FFK1g05/doc.html

American Eagle - http://view.ed4.net/v/XHBORK/AY8T0/0G2OD8R/QEV01H/MAILACTION=1&FORMAT=H


Bath and Body Works - http://f.chtah.com/i/34/528207786/20090309_coupon9136.html

 

 
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Thursday, March 12, 2009

3/11/09 Shopping Update

Very to the point:




Stop&Shop—Double 4 $1coupons w/$15purchase Possibility

Any combination of 4: 2lb containers Sorrento ricotta cheese or 16oz Sorrento mozerlla cheese (@2/$5), Cascade Perfect Finish detergent (@3.99 for 8.45oz bottle), 2 bottles Dawn dish soap (@10/$10)

Use: 4 $1/1 Sorrento cheese coupons (from blinkie dispenser in store), 4 Stop&Shop $1double coupons, use 2 $0.50/1 any Dawn coupons (these will double), and 1 Free Cascade Perfect Finish coupon

Spend: $2 for everything (save extra by bringing bags to reuse!)

**Note: give the cashier the $1double coupons first or it won’t work! These purchases give you $15.99 total minus Sorrento coupons doubled is $7.99 minus Cascade coupon is $4 minus Dawn coupons is $2.



CVS—Bad Week

Buy: Crest Pro-Health any 4.2oz size, 2 bags Ricola sugar-free Green Tea and Echinnecia (sp?) cough drops (Clearance Deal), Skintimate Dry Skin Shaving Gel (trial size)

Use: $1/1 4.2oz paste (get $2ecb back), $1/1 Skintimate coupon, $1/2 Ricola coupon
Spend: $0.34 - Honestly, this is only worth it if you have ECB and are driving past a CVS…


Walgreens—Amazing Week!

Buy: BOGO 16oz liquid Coffee-Mate, Fructis Shampoo, Colgate Total, Revlon emery boards, Mylanta Ultimate Strength (Mint flavor, 12oz liquid), Glade PlugIns Scented Oil Lasting Impressions 1.4 oz, and/or Glade Sense & Spray Kit

Use: 1 $1.50/2 15oz or larger Coffee-Mate, 1 $1/1 Fructis Shampoo coupon AND $2/1 Walgreens ESC, $1/1 Colgate Total coupon AND $2.50/1 Walgreens ESC, 1 $1/1 Revlon tool coupon AND $1/1 Walgreens ESC, $2/1 Walgreens ESC, 1 $4/1 Glade PlugIns Scented Oil Lasting Impressions coupon AND $4/1 Walgreens ESC, 1 $4/1 Glade Sense & Spray Kit coupon AND $4/1 Walgreens ESC

Spend: $0.46 for everything!!!



Shop Rite—I’ll have to get back to you on this one…

Buy: Ken’s Salad Dressing 8oz, Mott’s Apple Sauce

Use: $0.35/1 Ken’s Dressing coupon (doubles), $0.55/1 Mott’s product coupon (doubles),

Spend: $0.88?


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Monday, March 9, 2009

Frugal Financial Goals

Ok, so to recap, I am still saving like it’s my job. This is mostly because my job isn’t the best situation for someone in this economy trying to become financially independent and save for the future. The $10/week budget is something I am planning to do for the foreseeable future, at least as long as it is feasible. The planned expense that I was saving for is my sister’s birthday, which is coming up on Wednesday. Now that that is complete, I’m starting to save up for another planned expense. The pattern in my spending that I’m experiencing right now is that I feel better having the money on hand to spend for small or less frequent things. For bigger things that occur pretty predictably, like train tickets, I just use my debit card. This way, I’m still spending about $42/week, but I don’t have to consider additional expense because when they come up, I already have the money. There are no other planned expenses for this quarter (working in some of my new business lingo), but I figure if I start saving for second quarter expenses now, I’ll be prepared. This would actually be a good thing, since I have planned expenses every month for the second quarter!



Currently, I am also in the process of looking for a second job for my days off. It would be really great for me, in the sense that it would bring in some extra money that could increase my weekly spending budget, while also covering other expenses like my gas and train tickets. Even if it was just two 6 hour shifts per week at minimum wage that would completely cover gas and train tickets and let me add another $10/week to my spending! It would also be a great bonus if the job I find provides some kind of networking/experience-gaining advantage…



Also, I've decided that Wednesdays/Thursdays I'll post an update about the shopping that I have done/plan to do for the week. This will give time for any last minute Stop&Shop deals that you all might want to try, as well as regular deals that go until Saturday (a day when it is much easier to plan a shopping trip for...)



Think frugal thoughts,

Ali


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Thursday, February 26, 2009

It Doesn't Get More Frugal Than This...

Alright, so as things get closer to my entering graduate school and I am still working part-time, my budget has become even tighter. I am now operating on $10/week! Well, technically that’s my spending money, including charity. Basically it’s enough to do some couponing, go out to coffee with a friend, or do something else small to keep myself happy. I’ve also been very lucky with my expenses these past weeks, only spending $5/week and the rest going towards a planned expense. This goal is officially complete! I’m also spending a little under $10/week on gas (unless of course prices continue rising), and approx. $22/week on my train ticket (I buy a monthly pass for $89). So, I guess, technically, I’m spending more like $42/week. Overall, I’m willing to share that I make $18/hr before taxes, about $14/hr after, which comes out to be $471/week. Maybe someone can recommend a savings tracker that we could add to the blog to watch my savings grow. Any additional money that I come into probably won’t be much, the only foreseeable extra income will be $3 every so often from my participation in PineCone Research studies.
The rest of my money is getting stored away for graduate school or moving out. I say “or” because at this point I’m not so sure about going to grad school. I think in this economy it is wiser to be wherever I am employed full-time, whether that is up at school (if they give me a job) or here in CT if my boss can bring me on full-time later this year. Another way I’m looking at this from is that the field I want to go into (Museum Studies/Archiving) will probably be experiencing budget cuts as the recession continues, meaning fewer job openings, and people currently working in the field will be staying in their jobs longer instead of retiring, so that they can keep their benefits (darn you, Bush, and your Medicare reform!). The economy is a huge issue for undergraduate students, who more than ever this year are putting off college to save up money for a year (Boston Globe), so it’s surprising that the hardship for graduate students is receiving so little attention, since we are the segment of the student population who receive the least financial aid.
Good luck, femmes!
Ali
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